Adrian is the UK’s foremost credit union expert, setting up several of the financial co-operatives and raising £10m for development. Adrian provided subject matter expertise to the Credit Union Expansion Project identifying a new IT platform and common operating model, including a rules engine for automated savings and loans decisions.
MoneyCircles helps connect new savers and borrowers with financial cooperatives through social media and other digital channels. Onboarding is simplified and data provided to help institutions know their customer and assess credit risk. This workshop will help us understand whether the problems facing UK cooperatives are replicated in Germany and will give participants insights into how social data can be used to derisk lending to those who are currently locked out from borrowing.
